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The payment terms applicable to tuition-fee invoices will vary according to the level of award being studied, mode of study, and the student’s country of residence. The table below summarises the main options, although exceptions do apply.

If a university approved sponsor is paying your tuition fees, you are exempt from paying a deposit providing :-

• You have provided a valid sponsor letter by email to the admissions team along with your acceptance form.
• You hand in a financial guarantee letter on enrolment. If the University does not receive a financial guarantee letter, you will be invoiced and held liable for payment of fees.
• The financial guarantee letter should be on Company/Sponsor letterhead and include:

1. Student number;
2. Student name;
3. The amount or the percentage of the sponsorship;
4. The academic year/years the sponsorship applies to;
5. Relevant contact person and their email address at the company;
6. Any purchase order or reference, required by the sponsor;
7. A VAT registration number if applicable;
8. Full address of organisation.

• The sponsor letter/financial guarantee meets the UKVI requirements if you are studying on a student visa.

Unfortunately, ���ϲ����� is not currently able to accept financial guarantee/sponsor letters from students sponsored by the Libyan Cultural Attaché, London.

Sponsor organisations not previously recognised by ���ϲ����� will be assessed on as case by case basis of a receipt of a financial guarantee letter which meets the criteria as mentioned above. 

Providing your sponsor letter to the University

Applicants who are planning to study at Northumbria should complete the ‘Deposit button' on their Applicant Portal to indicate they are exempt from a deposit and upload both their Sponsor Letter/Financial Guarantee Letter to support this.

In addition to your tuition fees, you should also allow enough funds to cover your living expenses for the duration of your studies. The cost of living in Newcastle is amongst the lowest in the UK. The actual amount that you will need depends on your lifestyle, but we estimate that the minimum amount required by a single student to cover basic living expenses (e.g. accommodation, heating, food) is around £1,023 per month in Newcastle and £1,334 in London.

If you are applying for a student visa to enter the UK please refer to the information on to support your visa. It is important that your read this information very carefully as it is your responsibility to ensure that you hold the correct funds required for your visa application otherwise your visa may be refused.

The Immigration Health Surcharge (IHS) is a fee international students need to pay as part of their visa application.

The National Health Service (NHS) is a UK healthcare system paid for through taxes.  As an international student, paying the IHS allows you to use the NHS in the same way as UK nationals and residents.  Whether you need to pay depends on the immigration status you’re applying for.

You usually need to pay the healthcare surcharge if you’re applying for a visa or immigration application:

• for more than 6 months, if you’re applying outside the UK
• for any length of time, if you’re applying inside the UK

You do not need to pay if you’re applying for a visitor visa or to remain in the UK permanently.

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Managing your money can sometimes be a challenge, especially as student income is often very limited. Financial worries are the last thing you need when you are trying to concentrate on your studies, so it's worth considering how you are going to manage your money before starting your course.

Completing a simple budget plan to predict your income and outgoings is a helpful way of taking control of your finances. There are several tools available to help you do this:

Student Money Saving Ideas

To further aid your budgeting it's worth considering where you can save money quickly and easily. Many companies and organisations offer discounts to students, here are a few examples: